IOVO is a DAG (directed acyclic graph) designed as a platform for various applications. IOVO’s primary functions are to collect, store, and secure user data shared with applications built upon the IOVO DAG. User data cannot be accessed by other users without the original users consent. If a user agrees to share their data, they will receive an agreed fee when that data is accessed. Users decide precisely how much of their data is made externally accessible to other parties, while keeping complete control over it. Every browsing action and query requires a payment. IOVO serves as a personal data wallet. It builds a powerful universal database that allows unrestricted analysis opportunities.